A structured acquisition path
CHORAKAE helps the buyer clarify the project, available equity, target profile and key transaction information before any referral.
CHORAKAE structures and presents eligible acquisition projects. Al Barid Bank retains full and exclusive authority to approve or decline financing and determine the amount, security requirements and terms.
What the agreement provides
A documented transaction
Price, historical performance, working-capital needs, risks and the acquisition plan should be presented consistently and supported by evidence.
An organized bank referral
When a CHORAKAE transaction appears compatible with the arrangement, the file may be referred to Al Barid Bank with the applicant’s consent.
How the process works
Identify an opportunity
The buyer selects a business on CHORAKAE or commissions a confidential search.
Qualify the project
CHORAKAE reviews the project’s overall coherence, budget, expected equity contribution, buyer experience and available transaction information.
Prepare the file
The buyer gathers the requested personal, financial and professional documents and the available information about the target business.
Refer with consent
A potentially eligible file may be referred to Al Barid Bank after the applicant’s explicit consent and with appropriate confidentiality.
Independent bank decision
Al Barid Bank performs its own assessment and decides the amount, terms, security requirements and outcome.
Information commonly required
- Buyer identity, experience and circumstances
- Personal equity and financial capacity
- Description of the target business
- Available accounts and financial records
- Price, funding need and post-acquisition cash needs
- Acquisition plan and operating assumptions
Clearly separated responsibilities
CHORAKAE’s role
Connect the parties, structure the acquisition journey, help organize information and refer a potentially eligible file. CHORAKAE is not a credit institution and makes no lending decision.
Al Barid Bank’s role
Assess the applicant and transaction under its own rules, request supporting documents and remain the sole decision-maker on approval or refusal, amount, security requirements and financing terms.
Frequently asked questions
Is financing guaranteed when the transaction comes through CHORAKAE?
No. CHORAKAE can help prepare and refer the file, but the lending decision belongs exclusively to Al Barid Bank.
Which transactions can be referred?
Acquisitions completed through CHORAKAE may be considered when the project, buyer and available information support a documented application. Final eligibility is determined by the bank.
Does CHORAKAE set the interest rate or security requirements?
No. Rates, security, amounts, duration and all other credit terms are determined solely by Al Barid Bank.
Assess my acquisition project
A confidential first assessment to help CHORAKAE structure your search and financing file.
Preparing to acquire a Moroccan business?
Present your project to CHORAKAE so we can qualify the search, organize the information and identify the appropriate next steps.
General information only. Nothing on this page is a credit offer, a guarantee of approval or a commitment by Al Barid Bank.